Lowers & Associates has been serving the Casino & Gaming Industry for more than 20 years. We provide a complete array of risk management services to help our customers address the business, financial, operational, and technology risks that they face in todays increasingly complex and competitive environment. Whether your need is employee theft/fraud reduction, IT security, physical security, regulatory compliance, or internal loss controls, Lowers & Associates has the experience and expertise to help. L&A offers a broad range of services targeted to meet the specific needs of casinos and the stringent requirements of insurers and regulators. Our clients are able to significantly improve their corporate governance, meet their compliance goals, enhance profitability, and advance their security postures. Lowers & Associates - Proven solutions that reduce internal and external risk.

Administration and Finance > Human Resources > Risk Management and Mitigation > Risk Assessment Surveying, Scoring, and Profiling
Lowers & Associates (L&A) Risk Assessment services focus on business, operational, financial and IT risk management, with specialized capabilities in crime and fidelity related risk mitigation.
Administration and Finance > Human Resources > Employee Screening > Pre-Employment Background Screening
Human capital—in the form of employees, contractors, and volunteers—simultaneously represents an organization’s single greatest asset and potential liability. Lowers & Associates utilizes comprehensive background screening as a primary component in developing an enterprise-wide risk mitigation strategy.
Administration and Finance > Human Resources > Training > Theft & Fraud Prevention Training
Lowers & Associates offers theft/fraud awareness training for managers and employees alike of casino/gaming organizations.
Administration and Finance > Finance & Accounting > Compliance > Regulatory Compliance & Audit Services
Lowers & Associate’s regulatory compliance services provide an independent, systematic, and fully documented approach to examining internal controls, physical and system security, and processes for daily operations against best practices, contractual obligations, applicable regulations, and established policies and procedures.
Administration and Finance > Finance & Accounting > Due Diligence > Due Diligence Services
Lowers & Associates due diligence investigative services are designed to properly vet prospective business partners, vendors, agreements, key personnel hires, overseas relationships, and support investment, merger, and acquisition decisions.
Administration and Finance > Finance & Accounting > Internal Control > Theft/Fraud Audit, Investigation, Reconstruction, and Recovery
Lowers & Associates is an independent, internationally recognized and acknowledged leader in Crime & Fidelity related risk mitigation services.
Administration and Finance > Management > Consulting > Casino/Gaming Strategic Advisory Service
As an industry leader in audit, compliance, planning, and risk management, Lowers & Associates can help any casino/gaming entity improve their short term financial and operating conditions by providing an array of services and expertise to improve fiscal cost control, liquidity, and viability positions.
IT and Telecommunications > MIS > Consulting > IT Risk Management, Breach Prevention & Response
Lowers & Associates IT/IS Risk Management practice offers a complete array of Risk Assessment and Loss Prevention services including Scanning, Penetration Testing, and Data Traffic Monitoring, as well as regulatory compliance and audit services. In addition, our breach prevention and response services address the full range of pre/post breach services including breach investigation, digital forensics and reconstruction services.
IT and Telecommunications > MIS > Consulting > Regulatory Compliance & Audit
Lowers & Associates offers complete regulatory compliance and audit services, based upon the provisions of ISO 17799/27002, CoBIT, BITS FISAP, PCI-DSS, and other pertinent IT/IS standards and risk frameworks.
Facility Design and Construction > Security > Access Control > Physical Security
Lowers & Associates has a complete offering of services relating to physical security specific to the Casino & Gaming and Hospitality Industries.

Headquarters
125 East Hirst Road Suite 3C Purcellville, Virginia 20132
Phone:	(540) 338-7151
Fax:	(540) 338-3131
Website:	www.lowersrisk.com
Email:	info@lowersrisk.com
Upper Management:	Mr. D. Mark Lowers, President & CEO
Sales:	Mr. Stephen Yesko, Director, Sales & Marketing
	syesko@lowersrisk.com
Marketing:	Ms. Karen Berry, Sales & Marketing Associate
	kberry@lowersrisk.com
LatAm Branch
150 Alhambra Circle, Ste. 1240 Coral Gables, Florida 33134
Toll Free:	(888) 479-0555
Website:	www.lowersrisk.com
Email:	info@lowersrisk.com
Upper Management:	Mr. Antelmo 'Andy' Terrades, Director of LatAm Operations
	info@lowersrisk.com
London Branch
45-47 Cornhill, 3rd Fl. London, England EC3V 3PF United Kingdom
Phone:	+44 20-7621-1865
Website:	www.lowersrisk.com
Email:	info@lowersrisk.com
Upper Management:	Mr. Malcolm Blair, Director of European Operations
	info@lowersrisk.com

Additional Information
Date Established:	February, 2004